With funeral costs rising far in excess of the annual rate of inflation, it is an unfortunate fact that for many families budgeting for a funeral by traditional means may no longer be sufficient to cover the cost.

According to the Sun Life Cost of Dying Report 2016, average funeral costs have almost doubled over the last 10 years rising from just over £2,000 in 2006 to almost £4,000 in 2016. The report also predicts that by 2021, the cost of an average standard funeral will be in the region of £5,400.

Beneficial Trust & Will Company, working in partnership with Silver Clouds Later Life Planning Ltd, guarantee that no matter how long our plan holders live, or however expensive a funeral is when they pass away, there will never be anything further to pay by those left behind towards the funeral directors fees and services.

An overview of our Plans

The table below provides a summary of the different plan options and what each includes. Though they all cover cremation in their standard form, each (with the exception of the Direct Cremation and Your Simplest) can also be tailored for burial.

Our range is divided into 2 categories - Basic Plans and Inclusive Plans.

Basic Funeral Plans (exclude disbursements/3rd party fees allowance):

Designed for those whose budget is limited but who wish to still make some provision to reduce the financial and emotional burden that their funeral might place on those left behind.

Inclusive Funeral Plans (include disbursement/3rd party fees allowance):

Designed for those wanting to secure the greatest possible protection against funeral expenses, our inclusive plans not only guarantee the funeral directors services but they also include a generous allowance towards disbursements/3rd party fees.

Why offer a Beneficial Trust & Will Company Funeral Plan?

As an adviser you will have access to a wide range of options for your clients to choose from. All Plans are transparent and clear on what they cover and provide the level of coverage the client wants, and they are quick and easy to put in place. You will be supported by a professional service committed to giving a secure, flexible product choice to your clients.

Inclusive Plans
Silver Bronze Gold Platinum Diamond
£2,250 £1,750 £3,340 £3,575 £3,850
Professional Advice and Services yes yes yes yes yes
24 Hours Service yes yes yes yes
Home Visits yes yes yes yes
Collection of the deceased (within 40 miles) yes yes yes yes yes
Care of the deceased in Funeral Home yes yes yes yes yes
Simple coffin yes
Standard dignified coffin yes yes yes
Quality upgraded coffin yes
Viewing in chapel of rest yes yes yes yes
Transportation to chosen crematorium yes
Funeral Procession from home or Funeral Home to the Crematorium yes yes yes yes
Funeral procession from home to the church service yes yes yes yes
Funeral Directors attendance yes yes yes yes yes
One Limousine yes
Two Limousines yes
Hearse and 2 bearers yes yes
Hearse and 4 bearers yes yes
Minister or Celebrant fees yes yes
Cremation fees yes yes yes yes
Return of cremated remains yes yes yes yes yes
A dedicated online memorial page including on-line donations yes yes yes yes yes

What will your clients receive?

  • Guaranteed to receive all the funeral director’s fees and services at today’s prices
  • Money is held securely in a specialist trust fund
  • The plan can be tailored to suit particular tastes and preferences
  • We offer a wide range of flexible payment terms (including an interest-free option)
  • No restrictions on current health, age or medical history
  • 99% of customers have expressed complete satisfaction with the levels of guidance and support provided

BTWC also offer a ‘transfer' option which allows your client to buy a funeral plan but leave it un-named so that it can apply to any member of the family. All funeral plans can be tailored to suit particular tastes and preferences. Any funeral plan can be changed or upgraded at any time, and should a client move home, it is transferable to any area within the UK at no extra charge.

Need more information?

Call us on 01522 500823
Or email enquiries@btwc.co.uk

Become an Adviser today

Our Funeral plans operate in partnership with Silver Clouds Later Life Planning Ltd registered in England and Wales under company no: 10301031